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Accidental Water Discharge - Commercial

Accidental Water Discharge - Commercial

As you’re walking into your family owned restaurant that you managed for 20 years and you notice the floors are soggy with water, sweat starts to permeate your forehead. Your business opens in 3 hours and an accidental water leak caused your public bathroom to be out of order. A simple plumbing mishap, which is one of the most common causes in accidental water discharges costs your inventory, appliances, content and business income!

No matter how much you are prepared for hiccups, no one can predict which way water decides to run. Commonly throughout the seasons, different accidental water discharges appear the most. Air conditioners in summer months, drains in autumn, heating systems in winter and of course plumbing issues in the spring time.

Contact your local office of Public Adjusters Associates here in PA & NJ at (866) 724-3473 so that we can help you file your claim and get your business back to pre loss condition.

Other Insurance Adjusting/Loss Claims

Theft Damage

Theft Damage Loss in NJ & PA

Theft damage can happen at any time and if you or someone you know has had their home broken into, the tragedy of losing irreplaceable items is more than frustrating. Same can happen in your business. A peril that does exist on policies allows the insured to collect with the documents and procedures being handled properly and professionally by a public adjuster. read more
Smoke Damage

Smoke Damage Claims in PA & NJ

When it comes to smoke damage, the first thought homeowners have is what remains of a hazardous fire. However, smoke damage is more than just the aftermath of devastation. With further damage made, an additional claim would be made with a more detailed adjustment to exactly what can and cannot be replaced. A fire may not have burned items to ashes, however, possible things such as clothing, may have severe smoke damage, which may or may not be included in a fire claim. read more
Hail Damage

Hail Damage Claims in PA & NJ

We’ve all seen it. Random storms of hail pounding upon buildings and structures as large as baseballs at times. Depending upon the season, as hail can be noted in virtually all of them, can determine the amount of damage it destroys on roofs, siding and glass. A peril that should never be under estimated, because it isn’t always noticed at once, can result in a completely newborn roof or walls or new siding. read more
Public Adjusters PA Frosty Pipe

Frozen Pipes Damage in NJ & PA

Frozen pipes happen most commonly in the colder months on the year. Here in New Jersey and Pennsylvania it’s usually in the late autumn, winter and early spring, during the Northeaster’s that most frozen pipes occur. As temperatures drop, materials will expand and shrink upon weather conditions causing ruptures and cuts in pipes. Since pipes cannot release the tension properly, it can cause major damage throughout a home. Once water is released, carpets, insulation, drywall and furniture instantly become a sponge for incoming water. This creates a perfect scenario for a very complicated insurance claim... read more
Public Adjusters Associates Collapses

Adjusting For Collapse Damage in PA & NJ

The definition of collapse is to break down suddenly, which is exactly where one of the most unwanted claims stems from. Once a collapse happens, you should immediately contact your local Public Adjuster Representative, as the concern of safety is first at hand. Because the structural integrity in your home or business plays a major role in determining a collapse, you will need a trained professional to identify and avoid the confusion and complexity of a collapse claim. read more
Earthquakes Damage

Earthquakes Damage in PA & NJ

An Earthquake? Here in NJ? In PA? SureEarthquakes aren’t necessarily popular in just evolving areas where the earth movement is still thriving, but where the plates are still shifting, as the earth is still forming. The dangerous parts to earthquakes are the cause of serious structural damage. Because it can displace your entire home or business, it’s imperative to contact your Public Adjuster Associates Representative immediately, so the immediate needs of you and your families are being is put first. read more
Sewer Back up

Sewer Backup Damage in PA & NJ

Unfortunately, sewer backups are not only a nuisance, but a very costly one. The dangers of the pollutants in the water can be extremely hazardous, so cleanup is a necessary cost that is usually incurred. It’s not suggested to clean it yourself, but prevention from further loss of your property is required. Causes of sewer backups can be anywhere from a pipe broken, to lines being plugged, obstruction, heavy rains or floods. read more
Public Adjusters Associates Sump Pump

Sump Pump Damage in PA & NJ

Years can pass, before actually having an issue with your sump pump. Common and suggested for basement use, something as simple as a power outage can cause malfunctions in your pump. Freezing and age can play a major role in sump pump issues and might not be noticed until an actual flood occurs. Heavy rains can pour in your basement and if the pump fails, you will be walking down your stairs into a river of water. read more
Ice Dammning

Ice Damming Damage in PA & NJ

You might not be aware, because it looks more like a beautiful form of elegant artwork, ice damming is heavy common in the snowy months and creates serious roof damage. Because there is no prevention method to ice damming, contacting your public adjuster immediately is your best option. Many homeowners attempt to take action with hammering down when ice occurs, but this can cause serious damage to your roof. If you take no action to this and damming occurs, not only exterior damage can occur, but interior as well due to holes from the weight of the heavy unpredictable ice. read more
Power Surge

Power Surges Damage in PA & NJ

It takes seconds for a power surge to completely destroy an entire electrical unit of any kind. A simple fault in a socket can lead to high voltage and sending a strong power surge to burn out your entire house. Many items can be destroyed in the event of this happening. Even more so cost you thousands in repair and recovery. read more
Leaking Roof

Roof Leaks Damage in PA & NJ

Roof leaks are a major disturbance when it comes to home repair and may not always be the easiest thing to fix. In many cases homeowners and business owners agree to patch work and find they either fixing it time and time again or realizing there is more of a mess than what meets the eye. read more
Public Adjusters NJ Siding

Siding Damage in PA & NJ

Exterior siding isn’t just meant to be appealing to your eye, but a major protector for your home against weather conditions. However, because its built to withstand inclement weather, even siding can be damaged and costly. Vinyl is among the common used these days, but still a corner that may be cut by an insurance company adjuster. Because not many homeowners are aware what they are allowed, its easy to agree to the first number given and not realize you’ll be paying out of pocket to finish the job. read more
Public Adjusters NJ Sinkholes

Roof/Shingle

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Public Adjusters PA Vandalism

Vandalism

One of the most destructive forms of ignorance, vandals has their way of invading homes and businesses at the most unpredictable times, and residential vandalism damage can be very unpleasant. Between quiet neighborhoods and busy city districts in lieu of day or night, thousands of dollars could be washed down the drain in a matter of minutes.

Residential vandalism damage can be very expensive to fix and shouldn’t be overlooked... read more

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